If you want barkat in your money, then recite 129 times Surah Kausar (with Bismillah) with Durood Shareef (7 times) both at start and end. After this recitation, blow it on your wallet in which you have kept your money. This amal can be done once daily. But doing it twice daily is more beneficial. Whatever amount you have, keep it in the wallet on which you do this amal. Ablution(Wadhu) is not necessary for this amal.
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